
In Line at Tim Horton’s Today I was in line at Tim Horton’s with a friend of mine. I was catching up with him after awhile. I asked him how his stock portfolio was doing and he showed me. His portfolio was up nearly 20 percent. His holdings were simple: VFV (Vanguard’s Canadian dollar version…

History The TFSA was implemented in January 2009 by the Stephen Harper-led government. Its purpose was to help Canadians better meet their savings goals by allowing them to put money into eligible investment vehicles and watch their savings grow tax-free. One of the big banks in Canada did a study in late 2021 and concluded…

The Vanguard S&P 500 Index ETF is my go-to ETF for investing in the U.S. stock market. It tracks the performance of the S&P 500 index as closely as possible prior to fees and expenses. Speaking of fees, it has arguably one of the lowest fees around with an MER of 0.09%. In addition, this…

For anyone who is a complete beginner to investing, let me explain the three main ways to invest in the stock market. The first way is to buy individual stocks. The second way is to invest in actively managed funds (Mutual Funds). Finally, the third way is to invest in passively managed funds (Vanguard Index…